Terms of Service

Last updated: July 14, 2025

Welcome to Obrilla. By using our calculator tools, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing and using Obrilla's calculators, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Use of Services

Our calculators are provided for informational and educational purposes only. You may use them for:

• Personal calculations and planning
• Educational purposes
• General information gathering

3. Limitations of Use

You agree NOT to:

• Use our calculators for any illegal or unauthorized purpose
• Attempt to interfere with the proper functioning of our website
• Copy, reproduce, or distribute our calculator tools without permission
• Use automated systems or software to extract data from our services

4. Disclaimer of Warranties

Our services are provided "as is" without any warranties, expressed or implied. We do not guarantee that:

• The calculators will meet your specific requirements
• The results will be 100% accurate in all circumstances
• The service will be uninterrupted or error-free

5. Limitation of Liability

Obrilla and its creators shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• The use or inability to use our calculators
• Any errors or inaccuracies in calculator results
• Decisions made based on calculator outputs
• Any other matter relating to our services

6. Financial Calculations Disclaimer

For financial calculators (loan, mortgage, interest, etc.):

• Results are estimates based on the information you provide
• Actual rates, payments, and terms may vary
• We are not financial advisors and do not provide financial advice
• Consult with qualified financial professionals for personalized advice

7. Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the site and informs users of our data collection practices.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of our calculators after any changes indicates your acceptance of the new terms.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.